What type of insurance is mandatory for driving in Nova Scotia?

Liability insurance is mandatory for driving in Nova Scotia because it provides financial protection to drivers in the event they cause damage to another person or their property in a motor vehicle accident. In essence, it covers costs related to bodily injury and property damage that the insured driver may be legally responsible for. This requirement aims to ensure that all drivers have a minimum level of coverage to protect others on the road.

Comprehensive insurance and collision insurance are additional types of coverage that provide protection for the driver’s own vehicle but are not legally required. Comprehensive insurance covers damage from non-collision incidents, such as theft or environmental damage, while collision insurance covers damage resulting from a collision, regardless of fault. Personal injury protection, on the other hand, provides coverage for medical expenses and lost wages for the insured driver and their passengers, but it is not a requirement in Nova Scotia. Thus, liability insurance stands out as the essential coverage mandated by law to ensure public safety on the roads.